It's pretty easy to whip up something that works as a template for any scenario, and then use the File / Save to New Folder to create a new Song based on that when you're ready to record. I generally have "starter.Song" loaded at first with a few common VSTs I use like drums, bass, guitar, and piano. Before I start recording, I do the Save to New Folder trick and give it a new name like "2021-10-07-session", then later rename it to something more meaningful. If you forget to save first - you can always do it later; you just might have to clean up your template project if you saved some midi or audio there first.
I think there's a way to do actual project templates but I seem to remember them not offering much benefit over the above method. Maybe someone here knows better...
